Insurance investigation allows to demonstrate a possible insurance fraud.
The insurance survey conducted by a private investigator is a major asset for insurance companies and mutuals.
The insurance survey allows:
The intervention of the private investigator is preceded by the passage of an expert, have relegated inconsistencies in the claim.
The investigator is responsible for defending the interests of a company or mutual insurance company.
In France, insurance fraud accounts for about 2.5 billion euros. There are many cases of insurance fraud:
The private detectives of the Prometheus Group implement strategies adapted to the request :
However,the insurance survey may be in favour of taxpayers. This is the case with life insurance contracts that are in default.
The private detectives of the Prometheus Group are trained in all the investigative techniques related to the insurance investigation.
It comes mostly from a false claim by the insured to his insurer, made for the purpose of receiving compensation.
Cases of health insurance fraud are usually due to the accumulation of daily allowances and paid activity by an insured, following a work stoppage.
They may also beunjustified and abusive work stoppages.
Defined in section 313-1 of the Penal Code, insurance fraud or fraud is the deceit of a natural or legal person for the purpose of being given funds.
Also according to Article 427 of the Code of Criminal Procedure, a company or mutual insurance company victim of a escoquerie must provide proof.
Insurance fraud is a number of things:
The role of the private investigator is to fix evidence of insurance fraud to defend the interests of a company or mutual insurance company.